Social Security Schemes

SOCIAL SECURITY SCHEMES

Old Age Pension scheme

This scheme was first started  in the State of Punjab in the year 1964. The purpose of this scheme is to provide Social Security in the shape of financial assistance to Old and Infirm persons.

1. ELIGIBILITY i) Women who are 60 years old or above and 65 years or above in the case of men . ii) *The monthly income of the applicant should not be more than Rs. 1000/- in case of individual and Rs. 1500/- if husband wife both are alive.

*

Before 15.7.97 the limit of monthly income was Rs. 500/- and Rs. 750/- for individual and couple case respectively.

2. RATE OF PENSION   **     Rs. 250/- per month .

** The rate of pension was Rs. 150/- per month before April, 1995
*** The rate of pension was Rs. 200/- per month before April, 2006

3) Power to Sanction: (In Rural Areas)  

In rural areas the Applicant will submit application duly attested and recommended by Sarpanch/MLA to the Gram Sabha. Gram Sabha will identify the eligibility of the beneficiaries under the Scheme in general Ijlas and send the list alongwith application form to Gram Panchayat for onward transmission to Child Development Project Officer. Child Development Project Officer after the approval of Panchayat Samiti will issue the sanction and will send the list of beneficiaries to the District Social Security Officer for updating the record and issue of fund accordingly.

Procedure of sanction (in Urban Areas) The applicant submit its application in prescribed Performa duly attested and recommended by the Councilor/MLA to the Executive Officer of the Municipalities and Secretary of the Municipal Corporation. After processing the applications, the Executive Officer and Secretary Corporation will submit the application to the Sub-Divisional Magistrate for sanction/rejection.

4) Procedure of disbursement: (In Rural Areas)   District Social Security Officer, shall send the village wise list of beneficiaries alongwith amount in the account of concerned Panchayat on monthly basis. The gram Panchayat will disburse the amount to beneficiaries in the presence the committee consisting of Sarpanch, Ex- Sarpanch, Lady Panch, S.C. Lady Punch, Teacher, Anganwari worker, Patwari and Panchayat Secretary.   Procedure of disbursement: (In Urban Areas)   The beneficiaries get pension through Banks account.

5. INELIGIBLE PERSONS   Govt. has amended Old Age Pension rules and the following persons have been declared ineligible for OAP :-  

(i) If applicant or his/her children are sale tax assesses.
(ii) A class I or class II officer or having equivalent status or having private job as class II official or getting salary of Rs.4000/- per month. iii) If children of the applicant are doctor, advocate, charted accountant, Income Tax consultant Financial or Administration Advisor, Engineers, Agriculture, Contractor or doing any other business/profession of any nature. (iv) If applicant's children are Income Tax Assesses.

6) DEDICATED SOCIAL SECURITY FUND   To streamline the flow of funds for Financial Assistance to Old Age, Widow % Destitute Women, Dependent Children and Handicapped Persons. My Govt. has set up a dedicated Social Security Fund by enhancing 3% Stamp duty for registration in the Urban areas and also by imposing 5% extra duty on the electrical bills in the State. The Govt. is hoping to collect Rs. 450.00 Crores by adopting this measure. The Financial Assistance to the most vulnerable and weaker section of the society would be ensured on a monthly basis on the pattern of salary to the employees . The scheme is likely to be implemented from 1st March 2005.

Financial Assistance to widow & Destitute women

This scheme was started in the year 1968. The purpose of this scheme is to provide Financial Assistance to the Widows and Destitute Women.

1. ELIGIBILITY i) Women below the age of 60 years who have no means of subsistence or have been deprived of her husband's support due to continued absence from home or chronic disease or any other reason or the unmarried women above the age of 30 years living the life of destitution is eligible to get the benefit of this scheme. ii) The monthly income of the applicant from all sources is less than Rs. 1000/-.

* Before 15.7.97 the limit of monthly income was Rs. 500/-.

2. RATE OF PENSION i) Rs. 250/- per month.

The rate of pension was Rs. 150/- per month before April, 1995.
** The rate of pension was Rs. 200/- per month before April, 2006

3) Power to Sanction: (In Rural Areas)   As per Old Age Pension cases.  

Procedure of sanction (in Urban Areas)   As per Old Age Pension cases.

4) Procedure of disbursement (In Rural Areas)   As per Old Age Pension cases.  

Procedure of disbursement (In Urban Areas)   As per Old Age Pension cases.

Financial assistance to depended children

This scheme was started in the year 1968.

1. ELIGIBILITY i) The purpose of this scheme is to provide financial assistance to the children below the age of 21 years through their parents/guardian, whose mother, father or both have passed away or become incapacitated due to physical/mental disability or loss of parental support etc; ii) The Monthly income of the applicant should not be more than Rs. 1000/- in case of individual and Rs. 1500/- in couple case

2. RATE OF PENSION i) Rs. 250/- per month.

The rate of pension was Rs. 150/- per month before April, 1995.
** The rate of pension was Rs. 200/- per month before April, 2006

3) Power to Sanction: (In Rural Areas)   As per Old Age Pension cases.  

Procedure of sanction (in Urban Areas)   As per Old Age Pension cases.

4) Procedure of disbursement (In Rural Areas)   As per Old Age Pension cases.  

Procedure of disbursement (In Urban Areas)   As per Old Age Pension cases.

Financial assistance to disable person

This scheme was started in the year 1981.

1. ELIGIBILITY i) Permanently disabled blind, Orthopaedically Handicapped, Deaf and Dumb, Mentally Retarded are eligible for financial assistance. The financial assistance is allowed from birth or from the first of the month in which the medical certificate issued by the Medical Officer in the prescribed form. ii) Now Govt. has decided that disabled persons which have at least 50% disability would be eligible for financial assistance. iii) The monthly income of the applicant does not exceed Rs. 1000/- per month in case of individual and Rs. 1500/- if husband wife both are live. In case of the applicant is not earning the income of their parents does not exceed Rs. 2500/- per month. In case such parent are more than two children, their income should not exceed Rs. 3000/- per month.

* Before 15.7.97 limit of monthly income was Rs. 500/- and Rs.750/- for individual and couple cases respectively.

2. RATE OF PENSION i) Rs. 250/- per month.

The rate of pension was Rs. 150/- per month before April, 1995.
** The rate of pension was Rs. 200/- per month before April, 2006

3) Power to Sanction: (In Rural Areas)   As per Old Age Pension cases.  

Procedure of sanction (in Urban Areas)   As per Old Age Pension cases.

4) Procedure of disbursement (In Rural Areas)   As per Old Age Pension cases.  

Procedure of disbursement (In Urban Areas)   As per Old Age Pension cases.

National Family Benefit Scheme

The National Family Benefit Scheme provides for lumpsum cash assistance to families below the poverty line on the death of the primary breadwinner (member of household whose earnings contribute substantially to household income) between the age group of 18–65 years. The Scheme provides for Rs. 10,000/- to be paid in cash to the family in case of the breadwinner’s death. This payment is made after inquiring the surviving head of the bereaved household.

NFBS Court Order Summary

  1. The entire sum of Rs. 10,000/- has to be paid within four weeks of the breadwinner’s death through the local Sarpanch.